Build Your Future Here: Thinking of changing jobs or starting your career at a growing company? Well you are in the right place. Join us on our journey to being the Best Community Bank in America. Our motto is and by joining Peoples Bank, we will work together to help you achieve your career goals, just like we help thousands of clients reach their financial goals. Peoples Bank is one of the largest 200 banks in the United States with 132 full-service bank branches in Ohio, West Virginia, Kentucky, Virginia, Washington D.C. and Maryland. Peoples Bank prides itself as a community bank and dedicates its resources to improving our communities. The Peoples Bank Foundation celebrated its 20th anniversary in 2023 and is proud to share over $7 million has been donated to local organizations since its inception. Some of Peoples Bank recent nationwide accolades: American Banker Best Banks to Work For in 2021, 2022 and 2023 Top Workplaces USA national award in 2022 and 2023 Newsweek's America's Best Banks 2023 At Peoples Bank, we know that there is more to life than work. But we also understand that the quality of the work environment and employee benefits can greatly impact an associate's life. That's why we seek to create a great benefits package for our associates including: 401(k) retirement plan with an employer match, employee stock purchase plan, various education assistance programs, paid vacation and holidays, and much more. For full details of our benefits offerings, please visit: peoplesbancorp.com/about-us/find-a-career/ Job Purpose: This position is responsible for individual credit portfolio servicing and management of assigned credits within the Business Loan Servicing Group's overall portfolio. Responsibilities include analyzing and evaluating required financial information pertaining to each individual type, size and complexity of credits assigned which includes gathering, analyzing, and reporting various credit metrics. Will assist Business Loan Portfolio Managers with credit transactions and overall portfolio tasks, including but not limited to, financial statement collection, financial results spreading, analyses, risk rating validation, annual reviews, and general credit underwriting, monitoring, and early stage collection efforts. Will be required to operate within the Bank's risk appetite while adhering to the Bank's Commercial Lending Policy and best practices. Analysts Will consistently and continually identify, assess, monitor, and report risks of all types and collaborate with team members to ensure implementation of strategies to mitigate that risk. Job Duties: Responsible for analyzing and evaluating required financial information pertaining to each individual type, size and complexity of credits assigned which includes gathering, analyzing and reporting various credit metrics. Review loan documents and monitor loan payment histories, past dues, loan collateral and inspections, monetary compliance/defaults. Perform guarantor and business financial analyses, track and test covenant compliance, financial statement reporting and compliance, identify financial trends, assess and validate risk ratings. Responsible for ordering and reviewing credit bureaus, background checks, and other third party reports as may be warranted. Directly communicate with commercial borrowers regarding credit events and actions, including but not limited to, delinquency, required financial statement collection, covenant compliance, defaults, loan renewals, refinances, criticized asset reviews, annual or shelf reviews. Provide timely and accurate reporting to management and assist management in monitoring and following-up on monthly reporting, including but not limited to, collateral or documentation exception, delinquency, financial statement, financial covenant tracking, borrowing base, and maturity reports. Accountable for accuracy of risk ratin